Governance

Oversight that matches the scale of the platform

Payward’s governance model supports regulated operations across products, regions, and customer types—built to scale accountability, risk management, and transparency.

Executive leadership

Responsible for strategy, operations, risk, compliance, security, and execution across the portfolio.

Arjun Sethi

Arjun Sethi

Co-CEO and Director

Leads strategy and execution across the portfolio.

Dave Ripley

Dave Ripley

Co-CEO

Leads operational and platform execution across the business.

Robert Moore

Robert Moore

CFO

Oversees financial strategy, planning, and reporting.

Curtis Ting

Curtis Ting

Chief Operating Officer

Leads operational performance and delivery across teams.

Mayur Gupta

Mayur Gupta

Chief Marketing Officer

Leads global marketing strategy and growth.

Pranesh Anthapur

Pranesh Anthapur

Chief People Officer

Leads talent strategy, culture, and organizational development.

Nick Percoco

Nick Percoco

Chief Security Officer

Leads security strategy and defensive operations.

CJ Rinaldi

CJ Rinaldi

Chief Compliance Officer

Oversees global compliance and regulatory programs.

Ben Gray

Ben Gray

Chief Legal Officer

Oversees legal strategy, governance support, and risk.

Kamo Asatryan

Kamo Asatryan

Chief Data Officer

Leads AI, data, and analytics.

Mark Greenberg

Mark Greenberg

Chief Commercial Officer

Leads expansion across B2B, xStocks, and financial services.

Board of directors

The Board provides oversight of strategy, governance, and enterprise risk.

Jesse Powell

Jesse Powell

Co-Founder & Chairman

Thanh Luu

Thanh Luu

Co-Founder & Director

Dan Ciporin

Dan Ciporin

Director

Alison Davis

Alison Davis

Director

Christopher Calicott

Christopher Calicott

Director

Arjun Sethi

Arjun Sethi

Co-CEO & Director

Sivan Whiteley

Sivan Whiteley

Director

Board responsibilities

  • Corporate strategy and major initiatives
  • Risk management and compliance posture
  • Financial stewardship and control environment
  • Executive succession and performance
  • Governance standards and stakeholder accountability

Committees & mandates

Board committee structure supporting oversight across audit, risk, governance, and compensation.

Audit committee

Financial reporting oversight, audit process, internal controls, and accounting policy.

Risk & compliance committee

Enterprise risk posture, compliance programs, regulatory engagement, and control effectiveness.

Nominating & governance committee

Governance standards, Board composition, and evaluation processes.

Compensation committee

Executive compensation philosophy, incentives, and alignment with long-term performance and risk.

Ethics & code of conduct

Baseline standards for how we operate, communicate, and make decisions.

What we expect

  • Act with integrity and good intent
  • Escalate risk issues early
  • Avoid conflicts of interest
  • Protect customer and company data
  • Maintain clear records and documentation
  • Operate with direct, transparent communication

Whistleblower & ethics hotline

Confidential channel for reporting suspected misconduct, unethical behavior, or policy violations. Reports can be anonymous where permitted. Retaliation is prohibited.

Submit a report

Privacy, data & transparency

Privacy-by-design and responsible data stewardship across the platform.

Our approach

  • Collect and process data with defined purpose
  • Apply access controls and role-based permissions
  • Maintain security controls aligned to risk
  • Provide transparency through published documentation
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Transparency reports

When published, transparency reports may include aggregated metrics about external requests, compliance process descriptions, oversight improvements, and Proof of Reserves.